Tom is a Senior Partner at Ninety and leads on our innovation engagements for clients including Bupa, Direct Line, Generali, Lloyd’s and Zurich. He leads on has a strong background in Financial Services fulfilling strategy, change, operational and P&L roles and played a leading role in the transformation of Co-op Insurance as part of the Executive team. He helps large corporates act like nimble startups to deliver and thrive. He holds a Masters from the University of St Andrews and an MBA from Manchester Business School.