Case study · Bupa

2× the conversions, in seven weeks.

Bupa's Quote & Buy journey wasn't converting — and the reason wasn't in the funnel they had designed. It was in what customers couldn't see.

A customer completing a Bupa health insurance quote on a laptop at home
Sector Private medical insurance (PMI)
Our role Market research, prototyping & MVP testing
Engagement Seven weeks, end to end

The quote journey wasn't losing customers by accident. It was losing them to confusion.

The problem

Bupa, the UK's leading health insurer, wanted to grow digital sales of its private medical insurance. The Quote & Buy journey was the front door to that ambition — but conversion wasn't where it needed to be, and the reasons weren't obvious from the inside.

250 consumers gave us feedback on Bupa and competitor journeys — enough to benchmark the experience and see where customer needs were going unmet.

The gaps weren't in the mechanics of the funnel. They were in comprehension — customers arriving at the point of purchase without a clear enough picture of what they were actually buying.

You can't convert a customer who isn't sure what they're saying yes to.

What we did

In seven weeks, Ninety turned research into a tested, evidence-backed redesign.

  • 01Benchmarked the market. In-depth research with 250 consumers across Bupa and competitor offerings, establishing where the experience fell short of what customers expected.
  • 02Prototyped best practice. We translated the findings into a best-practice Quote & Buy prototype, designed around the moments where clarity mattered most.
  • 03Tested it as an MVP. We put the prototype in front of customers — evaluating commercial potential, desirability and user experience before a line of production code was written.

The outcome

We fed the analysis and customer insight into a detailed financial model.

predicted uplift in conversions — with lower cancellation rates as customers gained clarity on their options.

Bupa is now poised to roll these insights out across its digital channels — enhancing the journey and unlocking significant commercial uplift, grounded in what real customers told us rather than what a business case hoped they'd do.

In their words

Ninety's approach really made a difference to us; we achieved a lot in just seven weeks. They were down to earth, brought genuine expertise, and constantly challenged us to move faster.

Bupa

Consumer Sales Director, Bupa

The takeaway

Clarity is a conversion strategy.

The fastest way to grow digital sales wasn't more traffic or a slicker funnel — it was helping customers understand what they were buying, and proving the redesign with real customers before building it.

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